Terms of Use

1. Who we are

This website is operated by Kordavi Financial Consulting (Pty) Ltd, a private company duly registered under the laws of South Africa.

Registered name	Kordavi Financial Consulting (Pty) Ltd
Company type	(Pty) Ltd
Registration number	2016/384927/07
VAT number	4870219356
Registered address	24 Kloof Street, Gardens, Cape Town, 8001, South Africa
Contact	+27 21 418 3762 · info@kordavi.pro

2. Acceptance of these terms

By accessing this website at kordavi.pro, or by engaging Kordavi for advisory services, you agree to be bound by these Terms of Use, our Privacy Policy and our Cookie Policy. If you do not agree with any part of these terms, please discontinue use of the site and refrain from engaging our services.

3. Nature of our services

Kordavi provides independent financial, wealth planning and tax advisory consulting to individuals and businesses. Content published on this website — including articles, guides and general commentary — is provided for informational purposes only and does not constitute individualised financial, tax, legal or investment advice. Formal advice is only given once a written engagement has been concluded between you and Kordavi Financial Consulting (Pty) Ltd, following a proper assessment of your personal circumstances.

4. Engagement of services

Any consulting engagement is subject to a separate written agreement or letter of engagement setting out scope, fees, timelines and responsibilities. These website terms do not themselves constitute a contract for advisory services; they govern only your use of this website and any preliminary enquiries made through it.

5. No guarantee of outcomes

Financial markets, tax legislation and regulatory frameworks are inherently subject to change and uncertainty. While Kordavi applies rigorous professional standards to every engagement, we do not guarantee any specific financial outcome, investment return or tax result. Past performance referenced in any materials is not indicative of future results.

6. Acceptable use of this website

You agree to use this website lawfully and not to:

• Attempt to gain unauthorised access to any part of the site, its systems or related networks;
• Introduce viruses, malware or other harmful code;
• Copy, reproduce, scrape or redistribute site content without our prior written consent;
• Use the contact or enquiry forms to submit false, misleading or fraudulent information;
• Interfere with the proper functioning of the site or its security features.

7. Intellectual property

All content on this website, including text, graphics, logos, the Kordavi name and mark, and underlying design, is the property of Kordavi Financial Consulting (Pty) Ltd or its licensors and is protected by South African copyright and trademark law. No content may be reproduced or used for commercial purposes without prior written permission.

8. Third-party links

This website may link to third-party resources for your convenience. We do not control and are not responsible for the content, accuracy or practices of any linked third-party sites, and inclusion of a link does not imply endorsement.

9. Limitation of liability

To the maximum extent permitted by South African law, Kordavi Financial Consulting (Pty) Ltd shall not be liable for any indirect, incidental or consequential loss arising from your use of this website or reliance on general information published on it. This limitation does not exclude liability that cannot lawfully be excluded, including liability arising from gross negligence or wilful misconduct in the provision of contracted advisory services.

10. Consumer protection

Nothing in these terms limits any right you may have under the Consumer Protection Act, 2008, or the Electronic Communications and Transactions Act, 2002, to the extent those Acts apply to our dealings with you.

11. Amendments

We may update these Terms of Use from time to time to reflect changes in our services, technology or applicable law. The version published on this page at the time of your use of the site shall apply. Material changes will be indicated by an updated revision date.

12. Governing law and jurisdiction

These terms are governed by the laws of the Republic of South Africa. Any dispute arising from these terms or your use of this website shall be subject to the non-exclusive jurisdiction of the South African courts, with the courts of the Western Cape having jurisdiction as a matter of preference.

13. Contact

Questions regarding these Terms of Use may be directed to Kordavi Financial Consulting (Pty) Ltd at 24 Kloof Street, Gardens, Cape Town, 8001, South Africa, by telephone on +27 21 418 3762, or by email at info@kordavi.pro.

Last updated: 1 February 2026.