A plan for the money you already have, and the decisions still ahead
Wealth planning at Kordavi covers investment structuring, retirement provision and estate arrangements — built as one coherent plan rather than three separate products sold at different times.
Four disciplines, one plan
Retirement Annuity & Pension Structuring
We assess retirement annuities, preservation funds and pension transfers against your actual retirement date and income needs, not generic industry benchmarks.
Investment Portfolio Advice
Independent guidance across unit trusts, offshore allocations and tax-free savings accounts, matched to your risk tolerance and time horizon.
Estate & Succession Planning
We work alongside your attorney to structure wills, trusts and business succession so that assets pass on as intended, with minimised estate duty exposure.
Tax-Efficient Investment Structuring
Every recommendation is weighed against South African income tax, capital gains tax and estate duty rules — figures we recalculate at every review.
A four-step process, repeated annually
Discovery Meeting
A full review of income, assets, liabilities and goals — usually 60 to 90 minutes, in person or by video call.
Plan Drafting
We model several scenarios against your goals and present the trade-offs in plain terms, with the numbers behind each one.
Implementation
Once you're satisfied, we handle the paperwork with providers directly, keeping you informed at each step.
Annual Review
Your plan is revisited every year against actual performance, tax changes and life events — adjusted, not abandoned.
What clients say about the process
"Kordavi restructured my retirement annuities and actually explained why — first advisor who did that in fifteen years."
M. Adendorff
Client since 2019
"They caught a costly gap in our family trust before it became a problem for my children. Worth every rand."
S. Naidoo
Business owner, Somerset West
"No pressure to buy anything on the first meeting. Just a clear plan, laid out simply."
T. van der Merwe
Client since 2021
Ready to see where your plan stands?
Book a wealth planning consultation with a Kordavi advisor — no obligation, no product pitch on the first meeting.